Our Funeral Services
Comprehensive Coverage for Every Family Need
We offer two distinct funeral service options designed to meet different family needs and cultural preferences. Both services provide the security and support your family deserves during difficult times.
Traditional Heritage Policy
Honouring Your Ancestral Customs
Our Traditional Heritage Policy is unique in the funeral insurance industry, specifically designed for families who want to honour their loved ones through traditional cultural celebrations involving livestock.
What We Provide
Quality Livestock Selection
- Cattle: 250-450kg live weight (150-250kg carcass)
- Sheep/Goats: 35-60kg live weight (15-25kg carcass)
- Premium quality animals selected by our experts
- Healthy, well-maintained livestock from trusted suppliers
Convenient Delivery
- Transportation from farm to collection point
- Collection points within 150km of your location
- Flexible scheduling to meet ceremony requirements
Coverage Details
- Immediate coverage for accidental death
- 6-month waiting period for natural causes
- Coverage for principal member, spouse, and eligible children
How It Works
Policy Setup:
Complete application and choose your coverage level
Claim Notification:
Contact us immediately upon death
Livestock Selection:
We source appropriate quality livestock
Delivery:
Animals delivered to your nominated collection point
Ceremony Support:
Your family handles transport from collection point to ceremony location
Family Funeral Cover
Financial Security When You Need It Most
Our Family Funeral Cover provides immediate cash payouts to help families manage funeral expenses and provide financial support during the grieving period.
Coverage Benefits
Immediate Cash Payout
- Lump sum payment upon death
- Fast processing within 96 hours
- No waiting period for accidental death
- Covers funeral expenses and family support
Comprehensive Family Protection
- Principal member coverage
- Spouse coverage (up to 2 spouses)
- Children coverage until age 26
- Extended family options available
Flexible Coverage Options
- Choose coverage amounts that fit your budget
- Optional extended family coverage (up to 10 members)
- Sliding scale coverage for children under 14
- No medical examinations required
Coverage Details
- Entry Age: 18-84 years for principal members
- Children: Covered from birth to 26 years
- Students: Full-time students covered until 26
- Disabled Children: Coverage continues beyond 26 with proof of disability
Additional Benefits
- Stillbirth Coverage: Up to 2 claims per family
- Accidental Death: Immediate payout with no waiting period
- Grace Period: 1 month for premium payments
- Reinstatement: Policy can be reinstated within 2 months of lapse
Extended Family Coverage
Protecting Your Wider Family Circle
Understanding that African families often extend beyond the immediate household, we offer optional extended family coverage for those who depend on the principal member for support.
Extended Family Benefits
- Coverage for up to 10 extended family members
- Ages 0-84 years accepted
- Livestock or cash benefits available
- 6-month waiting period applies
- Flexible member selection
Why Choose Ingwe Funeral Services
Immediate Coverage
Your peace of mind starts from day one. Our funeral policies provide immediate accidental death coverage, ensuring your family is protected when they need it most.
Cultural Heritage Respected
We honour traditional customs with our unique Traditional Heritage Policy, providing livestock for authentic life celebrations that respect your cultural values.
Affordable Protection
Comprehensive funeral coverage that fits your budget, with flexible payment options and extended family coverage available.
Trusted Experience
Underwritten by Safrican Insurance Company, an authorized Financial Services Provider, giving you confidence in our reliability and financial stability.